Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,407

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Dan Adams

Thank God for Nationwide

Being on a fix income it sure helps out with my baby girl Cutie Pie on Vet bills
5

out of 5

POSTED: | BY: Sylvia

Nationwide Saved My Cat, Turbo's Life!

My cat Turbo started losing weight and eating me out of the house! He became so skinny, it was obviously time to see a veterinarian. My vet had several blood tests done, they were all normal. He then had an ultrasound, CT scan, Biopsies, and more blood tests until finally, after several weeks of testing and many vet visits, Turbo was diagnosed with Exocrine Pancreatic Insufficiency, a rare disorder in cats. Turbo's life was saved by Nationwide Pet Insurance because had it not been for their Whole Pet with Wellness plan and coverage on Turbo, I wouldn't have been able to afford all the vet visits and testing, and Turbo would not have gotten the care he needed and probably would have died. They processed Turbo's claims within a week after I faxed them to them and never once did they question the claims or the charges. They actually paid 90% of every claim submitted, and believe me, there were many! Now Turbo has to take medicine the rest of his life but will recover and lead a happy, normal life. I am so grateful to Nationwide for their professionalism, compassion and prompt attention to claim processing. Thank You Nationwide.
5

out of 5

POSTED: | BY: Joan Russako

I've had nothing but good with this company

When our Rocky had a cancerous tumor around his behind and they removed it, it was quite costly, but we got a nice refund from VPI.
5

out of 5

POSTED: | BY: Nicola Curry

Sasha's Spay

Sasha and I are so grateful her spay was covered by Nationwide! She was able to get the laproscopic spay and was up and trotting around the very next day! Thank you so much Nationwide! I always recommend this company to people!
1

out of 5

POSTED: | BY: Karen Chiodo

Would not choose again

After spending over $15,000 in 11 months for a bad vaccination we decided that our new dog would be fully insured. We went with their best plan. Now, I wish I hadn't chosen Nationwide. After being told that I did not need to submit medical records I was told that I did after submitting my first claim - which by the way was for vaccinations and a neuter - nothing more than what responsible pet owner provides for their pet, no crazy treatment or illness, just routine items. I was told no more than 30 days for them to be reviewed and my claims processed. On day 30 I called to find out what was going on - I was told that they needed 30 MORE days due to heavy volume to process my records and that a letter was mailed to me two days prior but it might take longer to get to me because I am in MI and it was mailed from CA (these are not the days of the pony express people). Funny how I get emails on everything else but that. As far as I can see if you are asking me for double the time frame you must have double the workload (which clearly you are not staffed for) which means that you are failing to meet the agreed upon expectations of 50% of people in my shoes. Not a good sign. I have a feeling that if I were to ask for 30 more days to make my premium payment they wouldn't be as understanding as they expect me to be. More than likely I would get cancelled. Unfortunately, I am at their mercy. Nothing about my experience with Nationwide has been good or as promised. Given that I have yet to get a cent on my claims I am giving them a rating of 1.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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