Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,407

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Erin McCarthy-Cline

Absolutely love my pet insurance!

I've had many friends get dog and run into the typical horror stories where unexpected problems and illnesses occur and suddenly the dog goes from a $700 investment to a $7000 one. I started researching pet insurance RIGHT when I knew I seriously wanted a puppy. There are many fancy new brands with apps and instant access and such, but nothing gives you the TOTAL and FULL coverage like Nationwide. I have found this insurance to be such a financial safety net I needed when buying a dog. I have no qualms about taking my little guy to get the care he needs, when he needs it because I know Nationwide will have my back. The total wellness package option is a little pricey, but worth every penny (especially as a first time dog owner) to know that if the worst happens, you won't be digging into your savings to pay for it. The claims process is super easy, and I am reimburse without questions asked. It's easier than my own health insurance. I'll never go anywhere else with my dog. I love Nationwide's hassle-free, sleep without worrying, simply the best coverage!
5

out of 5

POSTED: | BY: Wilma Jane

First claim covers annual premium

My first time enrolling and submitting a claim the reimbursement covers the premium cost for both of my pets enrolled for a year. A simple surgery for a small dog may cost up to a $1000 and to have most of that covered less a deductible helps relieve the financial burden and commit to better health for my pets.
5

out of 5

POSTED: | BY: Dogsworld

Fast Claims Process

This claims process is fast and easier than my own health coverage.
5

out of 5

POSTED: | BY: zeeva

Claims

This is our first experience with pet insurance. All I can say is, why did I wait so long to invest in such a great product. Having lost 2 Golden Retrievers to cancer since 2009, this was a no brainier for our current Golden Retriever. This Nationwide policy was a good investment in our dog's health. Already filed 4 claims and the processing of the reimbursements and deductible applications was beyond my expectations. Very happy!
5

out of 5

POSTED: | BY: Lynexsmommy

Love it

As a new pet mom I have lots of questions and I love the 24-hour veterinarian service it is amazing I can get my questions answered without having to go to the vet they are knowledgeable and friendly. I love that I can get a reimbursement on all the services I need to get for him this is a great service I'm so glad I have Nationwide on my side
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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