Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,407

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: LuckyLady

Great coverage, great prices!

For the prices that I pay and the monthly expenses my girl needs this is well worth the coverage! It's always nice to have that comfort that if something happens I'll have help to cover her bills!
5

out of 5

POSTED: | BY: jusreb

I'm glad I have pet insurance

I'm so happy that I have pet insurance and Nationwide has been so easy to work with. The claim process is so simple and easy. Thanks Nationwide!
5

out of 5

POSTED: | BY: Alyssa R

Love it!

Obviously, anyone would love to pay less for anything (especially insurance) but the services and coverage is absolutely reasonable and surprisingly expansive. I haven't had to use it (thankfully) but sleep better at night knowing that I'm not alone if something happens to my best friend!
5

out of 5

POSTED: | BY: mypack

Higgins

Higgins was attacked by a pit bull in a dog park. He had to have surgery on his leg to remove three teeth from the bone. Nationwide paid promptly and was concerned about his well being. One of the best purchases I have made for my pets!
5

out of 5

POSTED: | BY: ADogNamedRory

Amazing

After we lost our Saint Bernard to a serious illness we rescued our Rory from someone who didn't exactly treat her the right way. Turns out, Rory has some problems! Due to our coverage we were able to avoid financial ruin/sending a 3 month old dog to her 5th home. From preventative care, getting spayed and some emergency situations (she loves eating remote controls, shoes and books while we are working) Rory is taken care of. We can confidently get her the care she needs while knowing that we won't go broke trying to help her.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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