Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,407

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Happy Customer

We didn't give up

Our 8 year old female boxer-pit mix was diagnosed with a rare salivary cancer and given 6-18 months to live. We paid the costs to endure surgery and radiation, and submitted the claim for reimbursement and got a significant amount of the claim covered. It was a big help, and now over a year later she is cancer free!
5

out of 5

POSTED: | BY: Shay53

Covers everything I need!

I was always skeptical of pet insurance until I found the Whole Pet with Wellness plan. I bought a toy poodle puppy and they are known to have a few problems. I did my best to find a breeder that had no history of or guarantees against these things, and just to be on the safe side I signed her up for the plan. Little did I know she was going to surgery on both knees before she was a year old! Thank God for Nationwide because there is NO OTHER COMPANY that covers Luxating Patellas, as it is considered hereditary. Believe me, I looked at all of them before I chose Whole Plan with Wellness. All kinds of things are covered when prescribed by a vet including parasite protection, which will be a huge money saver for me! Definitely worth the price if you are thinking about getting a breed that commonly has expensive health problems. Lastly, the customer service representatives are very polite, friendly and helpful. 10/10!
5

out of 5

POSTED: | BY: Millennium Goldens

Best Purchase I ever made

I have been a breeder for 15 years. I own 9 Golden Retrievers and every one is covered. It gives me incredible peace of mind to know that I do not have to be financially burdened, or delay treatment due to lack of funds. I have yet to have a situation which was not covered. I file my claims online and have my check reimbursement within 10 days without fail. I wish my own health insurance was this good.
5

out of 5

POSTED: | BY: Kushi11

One of the best policies I have ever had

One of the best policies I have ever had, no matter what whenever I go to the vet they are always coming through for me paying the claims and I know they will always be there for me I have a Cane Corso and I don't have to worry about anything I love nationwide I love having insurance company it is always there for me I definitely recommend them they are one of the best policies I have ever had
5

out of 5

POSTED: | BY: Happy Haku

Live easy with Nationwide Pet Insurance- Seriously stop your search you found the best coverage

Nationwide has been the most reliable, fast and convenient insurance company I have ever dealt with. I had a bill for over $4000 after my dog was hit by a car shortly after being lost by my dog walker. I rushed to his side after animal control found him claiming he probably had two broken legs. After the first six hours the emergency vet bill was more than three times the amount I could afford. Family helped me front the bill and because of Nationwide's amazing service I was able to repay them 90% of the money just 12 days after my dog's accident. Don't have a pet without Nationwide pet insurance. I never worry about cutting corners or picking less than excellent care for my puppy because I know Nationwide will always be there to help me. The best part is that Nationwide doesn't just cover those hopefully rare, emergency moments. The full wellness package covers yearly check ups, vaccines, flea/ tick and heart worm medication. Having a new puppy in the house there were so many initial expenses (vaccines, routine checks, chip, neutering) my Nationwide plan covered it all. I can't say enough good things.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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