Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,412

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Mom of

Prompt payment with no hidden "exclusions"

Other policies I have used consistently nit-picked every line item on the claim, asked for unnecessary information, and delayed claims for months. NOT SO WITH NATIONWIDE! My claim was paid promptly, and was consistent with the coverage promised.
5

out of 5

POSTED: | BY: Tibetan lover

Lost and Found

Recently, one unseasonably warm winter Saturday afternoon my dog decided to tour my neighborhood on her own. She dug a hole under our fence and escaped. My husband had put her in our backyard while he was busy in the house and I was out running errands. I received a frantic call from my husband when he realized that our dog was missing. I immediately headed home to help him search. While I was en-route to the house I had received a second phone call. This time it was an agent from Nationwide informing me that someone had found our dog. Nationwide provides collar tags for covered dogs, and I always kept it on my dog, so when the person found our dog they called Nationwide and reported it. This service was so instrumental in us getting our dog back, and the fact that it was not complicated to use, made a potentially bad situation non-stressful. Thank you Nationwide!
5

out of 5

POSTED: | BY: RottweilerLover

Simple claims filing procedures and affordable full coverage.

I have career spanning over 20 years working at one of the most well known health insurance carriers in the country. I know everything there is to know about the health insurance industry and all the processes and procedures from implementation to claims payments and everything in between. I strive to provide the most efficient, accurate, and personable customer service and I expect the same from anyone providing me customer service. I am very impressed and pleased with the products and services, not to mention the reasonable premium rates that Nationwide has provided me and my furry babies. The ease of claims submissions is very important as a customer and the excellent turn around time on finalizing claims and receiving my reimbursement check is top notch. We unfortunately recently lost one of our pets and Nationwide so kindly sent us multiple communications expressing their sympathy and willingness to assist and answer any questions we may have had. I am extremely pleased with Nationwide and would recommend their products and services in regards to pet insurance to anyone.
5

out of 5

POSTED: | BY: LoveMyWauzer

Best decision I made!

I'm so happy that I followed through and got Pet Insurance through Nationwide. The few times I called I was helped by a knowledgeable, professional representative. Then, to my dismay, my dog developed an eye problem but thanks to Nationwide I can concentrate on my dog's health instead of worrying about all the medical bills. Filing my claim was easy and the turnaround quick. I'm very happy with Nationwide and highly recommend getting insurance for them. Thank you Nationwide!
5

out of 5

POSTED: | BY: Michgcubed

Easy and awesome

Super easy to do anything and everything. Online portal is user friendly too.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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