Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,411

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Julz73

Excellent Investment

My Nationwide Pet Insurance policy for Molly went into effect 2-1-17, on 2-14-17 she began to throw up. Took her to the vet......2 days later she was having emergency surgery! I filed my claim and crossed my fingers. In rapid turn around time everything except a few cans of dog food out of the $903.51 final cost was either reimbursed or went towards my deductible!! My deductible is a reasonable $250. I could not be more impressed or pleased with Nationwide!!!! Excellent customer service, quick turn around time for claims and excellent coverage. I almost waited another year to even start the policy-so glad I did not. You never know what could happen. Molly is only one and a half years old.
5

out of 5

POSTED: | BY: jamiewvabeach

Very satisfied with Nationwide

Response time for repayment is great! Claim was submitted and a reimbursement check was received within a week (maybe less). The online account access is easy to use and has great resources. The cost of the insurance is very reasonable. Very satisfied with Nationwide.
5

out of 5

POSTED: | BY: JohnnyCashStrauss

Excellent

my puppy is only 5 months old and I have had Nationwide whole pet plus wellness insurance from day one. knowing my breed of dog is prone to certain issues. Thousands in vet bills already reimbursed, no questions asked. Checks arrive in mail in a timely fashion, about 2 weeks. Pet insurance is best decision I have ever made and I never have to worry about my dog not being able to get the best possible care. I recommend Nationwide to everyone I know that has pets. Thank You!
5

out of 5

POSTED: | BY: Harla

Worth it for a new furbaby!

With suddenly getting a new kitten for "free" I knew I would want the most comprehensive plan possible for my kittens first year of life, and the Whole Pet with Wellness Plan has done exactly that! I am now planning to insure my older cat so I can rest assured that both of my cats can get the care they need at a reasonable price.
5

out of 5

POSTED: | BY: PB10

a life saver!

I recently had an issue where my dog had a ruptured disc in his neck, I didn't realize dogs got such a thing! it took several visits and tests but they finally diagnosed him with c4-c5 disc rupture. He was in a lot of pain and was having trouble walking and moving. He had the surgery and he is almost back to normal. I am so thankful that I signed him up!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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