Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,410

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Laurenepp

Excellent customer service

I have called the customer service line several times now and every time I am connected with a great representative. The two women that I spoke to are so helpful and friendly. I have received nothing short of the best of customer service. I am beyond happy with this!
5

out of 5

POSTED: | BY: Paisley

Positive, quick reimbursement

I have to say, I filed my first claim and was really scared in the outcome after reading the negative reviews. I promptly sent in the claim form (via online) with my itemized receipt and they did exactly what they said they would. I wanted to put my positive comment in here to ease the minds of someone that may be feeling nervous filing their first claim. So far so good!
5

out of 5

POSTED: | BY: LisaD

Well worth every penny

Very impressed with the coverage and expediency of claims processing! I'm spreading the word about this pet health insurance!
5

out of 5

POSTED: | BY: LJ1313

Claims

I had a claim for my dog, which was very upsetting because he had cancer. I submitted everything expecting a fight and I received amazing customer service and no headaches. Thank you so much for assisting and making a sad situation manageable!!
5

out of 5

POSTED: | BY: MySasha

Great service!

I must say I was somewhat skeptical at first based on some of the reviews. My claim was processed within a few days and my reimbursement is on the way.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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