Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,412

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Marcy Brenner

Very happy w my coverage

I pay a lot but it paid off
5

out of 5

POSTED: | BY: Jill Schimmel

Excellent Service but very disappointed costs will increase substantially next year!

I have had a policy with Nationwide for several years since my dog was a puppy, and been very pleased with the service and claim coverage. I am very disappointed that the cost for the full pet plan will increase substantially next year, and unfortunately I will need to look for a new insurance coverage plan for my dog then.
5

out of 5

POSTED: | BY: Margaret McFadden

Very prompt response to every claim

Very prompt response to every claim
5

out of 5

POSTED: | BY: Richard Robertson

We are very pleased with the way Nationwide communicates with us and the prompt payment of claims for vet expenses for Sandy.

Great service from Nationwide. Our dog Sandy is getting excellent treatment from our vet and Nationwide is helping with very prompt payment of claims related to Sandy's care.
5

out of 5

POSTED: | BY: Mohabat Gill

Great Service but slow response time

I think Nationwide provides great coverage at a reasonable price. My only problem is the response time. It takes almost an entire month for me to get reimbursed for my claim. If the reimbursement process could be faster that would make the overall service amazing.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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