Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,407

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Aeslabelle

A wonderful investment for my peace of mind.

Since I adopted my dog two years ago, we have had Penelope on this Pet Insurance combined with Banfield Pet Hospital's wellness plan. Getting the additional wellness prevention protection is completely worth it because of the overall savings. Best of all, I know that if something major happens, it won't put as much of a hole in our pockets while enduring the struggles of a sick, furry loved one.
5

out of 5

POSTED: | BY: Puppylove

Exceptional coverage for reasonable prices

I had last looked at pet insurance a number of years ago and the combination of coverage vs cost was not enough to convince me to go that direction. So, when I happened to research the topic again (after seeing the veterinary costs for neuter and spay operations for our pups), I was so pleased to find Nationwide Pet Insurance and their level of coverage. Under their Wellness program they offer 90% reimbursement for virtually everything after an annual $250 deductible ! The best part is, they live up to it in every way. Nationwide has been fast, extremely easy to deal with, easy to submit claims and fast reimbursement !! I would absolutely recommend them to any who want to protect themselves and their pets from expected (and unexpected) health expenses.
5

out of 5

POSTED: | BY: Island Lady

A blessing when you need it

My dog was attacked by two unleashed dogs as we were on our evening stroll. Cooper is a sweet little basset and received some severe wounds on his ear, literally ripping a triangular shaped hole in one ear. He had surgery that evening and intensive treatment for the next two weeks, and check ups for the following two weeks. I submitted claims after paying for the procedures he received and received payment within one week of submitting the forms. It was extremely simple. I printed out the pre-filled out claim form from the website and submitted by fax. It was simple and efficient. With all the trauma already endured, it was wonderful to have this part of the ordeal be a non-issue. Believe me when I say this policy for this event was a blessing.
5

out of 5

POSTED: | BY: Bootgirl21

I continue to recommend this product to anyone I know who has animals.

Nationwide has been wonderful to have to secure our pets health. Customer care has been easy to work with. Submitting claims has been a breeze. It has given us a sense of well being knowing we can cover our dogs medical needs if an emergency arises. I continue to recommend this product to a anyone we know with pets.
5

out of 5

POSTED: | BY: ReRe

Great coverage

I highly recommend getting your pet insurance with Nationwide. They reimburse you very quickly. Never had any problems with the company.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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