Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,407

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: kgriffin64

Best Pet Insurance Ever!

Our big-boy Ducky needed a major unexpected surgery. As a pet owner the worst feeling ever is to see you pet in pain! We paid for the surgery and have been nursing Ducky back to health. He is doing much better now and with the coverage we have from Nationwide we don't have to worry about the financial burden this surgery would have cost us. Nationwide was really on our side on this one! Thank you to everyone at Nationwide for their support and for their part in the recovery of our buddy.
5

out of 5

POSTED: | BY: Kathy Beliveau

Pet health insurance

I've had insurance for my pets for the past couple of years. I wondered if it was a huge waste, but decided to send in bills and see about the coverage. The insurance monies back were very good, and when one of my covered dogs died last year, although he had been seen, had dental care, and a month later passed, Nationwide returned some of the premium and even more with a lovely condolence note! I tell everyone how pleased I am with this company.
5

out of 5

POSTED: | BY: Doglady1

The wellness coverage is worth the price

We received reimbursement very quickly and it was what we expected. We are glad we purchased the insurance.
5

out of 5

POSTED: | BY: Babyboy

Easy access, claim turnaround

Excellent turn around in paying claims. I marked "Good" for coverage because I know that it could be better if I would upgrade. It has nothing to do with the bearing on the product itself. Overall I have been very pleased that I purchased the coverage. Thank you.
5

out of 5

POSTED: | BY: Hurls65

Customer service when calling nationwide

Very pleasant and happy phone reps that help you out and direct you with patience even if I ask 3-4 times. Thank you
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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