Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,407

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: pattee3

great policy especially for new puppy owners

This policy really does what it says. I submitted my claims and received my reimbursement in a timely manner. It was hassle free. I highly recommend this policy to my family and friends
5

out of 5

POSTED: | BY: Sara Varela

They are quick to respond and everyone is friendly.

I enjoy using their service. They quickly respond when I need help and the staff is very friendly and helpful
5

out of 5

POSTED: | BY: TwinEd

Great coverage and fast claim responses

The coverage is easy to understand and the claim-submitting process is easy to follow.
5

out of 5

POSTED: | BY: BrodieandFletcher

Such a relief

I have two dogs and it is such a relief to have pet insurance, knowing that whenever I have to take the dogs to the vet, my out of pocket cost will be minimal.
5

out of 5

POSTED: | BY: Jackie0608

Awesome Insurance

Yes, this pet insurance might be a bit on the pricier side compared to other Pet insurances, but they literally cover *almost* everything you can think of!! My little Clementine is special! Not once has nationwide ever given me a hard time when it comes to claims. If something is returned back to me, it's usually due to missing information on my behalf. I feel a huge sense of relief knowing that my Baby is covered with Nationwide. THANK YOU!!!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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