Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,407

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Wally the

Walter

After dealing with a pretty severe Pancreatitis with my older dog, when I got Walter I decided that he needed to be insured, because for Tank the bills just kept coming. I love the Whole Pet with Wellness as it covers the routine stuff, for only a bit more a month than plans that only cover illness/injury. When it was decided over the summer Walter needed surgery to remove a leaking salivary gland, I knew I had made the right choice. After surgery I submitted my claim and within a few days I had the check from Nationwide. I am looking forward to continuing to work with this company!
5

out of 5

POSTED: | BY: zetacrew

Exceptional service and highly recommended!!!

Customer service representatives are always responsive and helpful. Nationwide has paid out all of my puppy's claims, thus far, very quickly. I would say this is an exceptional product that all new dog owners should get, without a doubt. I cannot say enough about how happy I am with you by side. Thank you, Nationwide!!
5

out of 5

POSTED: | BY: capeko71

Year 1 with puppy and Nationwide

We bought the Nationwide whole pet plan that covers both accidental type costs and wellness. The biggest reason I bought this plan is I know I'm already out $300/annually just on heartworm and flea/tick medication. It just made sense to get that extra coverage that includes vet appointments and vaccinations. We had one ER appointment this summer when my pup was dehydrated and that alone covered my deductible. It is great being able to go to the pet ER and say "do whatever" because I know I'm covered... I'm not making decisions only on the basis of cost. In terms of administrative time - the returns (that I submit via email) are always turned around within 2 weeks and I haven't yet had a denial on something that I believed was covered.
5

out of 5

POSTED: | BY: My Baby

AWESOME

Nationwide is truly a blessing. I don't know what we would have done when one of our babies, Remi, had gotten hurt if it wasn't for Nationwide. We never had to worry about a thing, we were able to concentrate fully on getting Remi better. We can now tell you that Remi has had a full recovery and we couldn't have done it with out the help of Nationwide. They are AWESOME. Thank you for all that you have done for our girl.
5

out of 5

POSTED: | BY: OK6606

Excellent Service

I couldn't be happier with this pet insurance. Claims are processed quickly and customer service is always there when you need them!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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