Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,412

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kris Johnson

I recommend this pet insurance to everyone who has pets!

Thank you for reviewing and paying quickly. Your claim submission is easy and customer service has been great!
5

out of 5

POSTED: | BY: Debi Kinder

Smooth Processing

It took approximately one month from the time I filed the claim to the time I received a check in the mail. That is about what I expected.
5

out of 5

POSTED: | BY: Abigail

Best Insurance Ever!!!!!

I have had Aspca insurance for a while and it only covered accidents and accidental ingestions. I decided to try Nationwide and got the premium one for $70 per month. It covers wellness checks and dental. I have had to take my dog Minnie to the vet three times since I got Nationwide in May. One for an abscess, then the recheck and then a cyst on her tail. My plan is you pay a $100 deductible per year and then you get 90% of your bill back. With the abscess being $199, I got $89 back. The recheck was $101, and I got $90 back. The cyst was$350 and I should be getting $315 back. I am very happy with the insurance and everything has been so easy. I have the VitusVet app on my phone and it pairs with Nationwide so you can file a claim through the app. You make a pet profile, search the vet and take a picture of the bill. It is so easy.
4

out of 5

POSTED: | BY: Tracy Robson

Thanks for helping support Gaia in her time of need

I was very pleased when we received a payment back from Gaia's surgery. It sure helps to know that you can get reimbursed once you meet the deductible!!
5

out of 5

POSTED: | BY: Anne Tesoro

Great Coverage, response time, and reimbursement time.

Nationwide offers a very good plan with full coverage, they reimburse as promised and in a timely manner, and the online portal provides abundant information and history on claims etc.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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