Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,407

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Rudy

Really really really bad

Here is how FAST this company (Nationwide Pet Insurance) response to your claim: - Please allow approximately seven days, from the time of submission, for your claim to appear. - If the status of a claim changes, the new status will be updated within 48 hours. - It took 30 days to review my claim (medical record). They will find every way to refuse to pay you the reimbursement.
1

out of 5

POSTED: | BY: Nicole

Total scam

They can call just about anything a pre-existing condition and refuse to pay. Don't bother.
1

out of 5

POSTED: | BY: George Mack

Stay away from Nationwide!!!

This firm is little more than rip-offs. They deny most every claim. This then requires you to call and fight for each claim you submit. Once they have sufficiently seen how disappointed you are and threaten to cancel, they reverse decision and pay some of the claim. The latest part of their scam is since we have 4 dogs, and one has passed away (of which they will not pay on euthanizing if they are over 8) they STILL took nearly $800.00 for his policy and continue to do so. We have requested that they return the money for a dog that has been deceased for months and still charge their coverage for... Looks like Nationwide has to be sued and taken to a small claims court. I can't wait for this fun to expose them for the scam artists they truly are. I will provide and update to this here.
5

out of 5

POSTED: | BY: Bonnie23

Its great to have insurance on your pets

I have looked at other insurance plans and I think Nationwide has the best. They have my house and vehicle policies for the last 25 years and have done a great job. I took a chance to insure my pet and they have fulfilled my expectations.
5

out of 5

POSTED: | BY: Dan65

fast payment with comprehensive coverage

Our dog had a lipoma removed from his left rear hock, along with several small fatty masses from his eyelids. Fortunately all were benign! After subtracting our annual deductible, our insurance paid 93% of the claim amount! We are delighted that the only part that wasn't covered was a coincidental tooth cleaning which we knew would be excluded under the policy terms. We are very satisfied customers and have peace of mind knowing our companions are covered.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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