Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,408

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Angela Middlebrooks

Thank You!! Sofie's ER Vet Claim Paid at 100%

I was distraught due to my fur baby's lower jaw stuck inside a plastic treat toy. I Had to rush her to 24-hour Vet Hospital in the snow in the middle of the night. However, all turn out fine and she is doing exceptionally well.
5

out of 5

POSTED: | BY: Camila Uchoa

Thank you for being there for us

Our dog Ty got something stuck in his tummy that wouldn't pass and needed emergency surgery. We were so nervous about the surgery but also the very large bill to get the procedure done. We submitted the papers and Nationwide literally got back to us in 2 weeks and covered 90% of the whole thing. They were there for us when we most needed - thank you, Nationwide!
5

out of 5

POSTED: | BY: Linda Eckersen

The insurance is a lifesaver!

I am so happy I took out the Major Medical insurance on my baby. I want the health care for him in case of emergency. The insurance is extremely easy to submit and helps a great deal when needed.
5

out of 5

POSTED: | BY: Kim Rhodes

Much easier than I expected!

After being insured for only a couple of weeks, my little diva of a Pekingese, Oda-Mae Brown, had to test her insurance. She could not keep any food down. Tests revealed an intestinal blockage. Luckily, she did not require surgery, but the bills were substantial! I was thrilled at how quickly the claim was processed and how quickly payment was received. Thank you, thank you, thank you, from me and Oda-Mae!
5

out of 5

POSTED: | BY: Cynthia Stoe

Thank You!!

Greatly appreciate the quick turn around on my claim for Max. The process has been very nice!! Thank you.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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