Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,410

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Debbie Dupree

Unhappy /confused

This year both times I have submitted a claim after 2 weeks I call to check the status of the claim I am told you can't read it so have to resubmit over again and wait longer, if I was rich it would not be a problem, I am not fussing I just can't understand why you cannot let us know sooner that you can't read them.
5

out of 5

POSTED: | BY: Shirley Coleman

Great pet insurance

Thanks for great pet insurance. Sure helps with the vet bills
1

out of 5

POSTED: | BY: Kelly

Expensive and Slow

We have used pet insurance for over 10 years. Nationwide has gotten really expensive, so expensive we can only afford it for one of our dogs now. They also are not very quick at processing claims or replying to emails. I submitted a wellness claim and the form printed without the box checked and I didn't notice. It took them almost a month to finally tell me they couldn't process it because it wasn't filled out correctly. The invoice from the vet that was attached clearly stated it was a wellness exam, but that wasn't good enough. Nationwide is just not worth the hassle anymore and their customer service is awful.
5

out of 5

POSTED: | BY: Kay

Worthwhile coverage

I have three dogs covered. Two pure breeds and one mixed. I’ve had several issues with my Yorkie for the last couple of years (two bladder surgeries among other things) and have had good service/refunds. Customer service has also been helpful and pleasant. I don’t have routine vet visits covered but it is great for any illness/surgery. The vets can be extremely expensive these days!
5

out of 5

POSTED: | BY: Lisa Kurvers

Everything I Ever Wanted In A Pet Insurance

I wish I had done this for all my pets. It is peace of mind knowing I am covered every time i go to the vet. All I can say is I recommend Nationwide to every pet parent.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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