Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,408

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Barbara Orville

The best!!!

If it weren’t for Nationwide, I would never feel as comfortable as I do to take my dog to the vet. In the past I couldn’t afford all of the vet bills, and now I can. Thank you, Nationwide!
5

out of 5

POSTED: | BY: Evelyn Brock

Have had insurance on Shadow since he was 3 months old and it is wonderful.

I am very glad I got pet insurance. It is very helpful when he is sick or just gets his routine exams and shots. One of the best decisions I have made. He has been insured since 3 months old and is worth every penny. Claims are made in a timely manner and Shadow and I couldn't be happier. He had to have a low grade melanoma removed from his belly recently and claim was paid in a timely fashion.
5

out of 5

POSTED: | BY: Linda Ryanczak

Very Pleased

I have been pleasantly surprised with the service and payments thus far for both office visits and one emergency surgery.
5

out of 5

POSTED: | BY: April

Life saver

I've had nationwide for about 4 years. I have 2 dogs. I wasn't sure I was ever going to need the insurance until the last 6 months. One of my dogs developed seizures. Cost about $3000 between visits and MRI. I was reimbursed all but my deductible. 2 months later, My other dog tore his acl. Another $3000 between surgery and physical therapy. Again all was reimbursed minus my deductible. Once bills a d everything was submitted, 2 weeks is all it took to be reimbursed. A true lifesaver! So far, I can't complain. Nationwide has truly done all that they said they would. Thank You nationwide!
5

out of 5

POSTED: | BY: Chris Nathan

I trust Nationwide for my pet insurance.

Prompt excellent service on failing my claim. I recommend Nationwide for anyone wanting to purchase pet insurance.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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