Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,410

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Cindy S

Best coverage, reasonable cost, claim turn around time is excellent

I researched over half a dozen plans before insuring my new puppy. I have made a couple of claims already for well-puppy check and an injury. The claim submission process can be completed online or by mail, I chose online. The claim was handled expeditiously. I have recommended Nationwide insurance to a couple of new puppy parents.
5

out of 5

POSTED: | BY: Joan Bird

Nationwide Pet Insurance is Chicken Soup for Puppy-Moms.

Having insurance for our monster (2-yr old puppy in disguise) is one of the most comforting aspects of my complicated life. I don't have to think twice if she swallows a stick, twists her leg chasing Alice down the rabbit hole, or just seems listless. There's no need to analyze the budget, no debating about having something checked out. In 2 years, Nationwide has come through every time. Not payment in full but a close second, and enough to keep Ms. Doobs as safe and healthy as possible. Yeah!
5

out of 5

POSTED: | BY: Roni

So happy I invested in this plan

Had a dog previous to this one, which didn't have insurance coverage. I can not even begin to tell you how much $$$ spent. I also truly believe that I would still have my dog if I had gotten her the Whole Wellness plan at birth. Now my new adopted fur baby is full covered. I paid the deductible and with some minor deductions 90% has been paid on everything. Timely payments and never have I waited for reimbursement more then 3 weeks. Huge Thumbs up!
5

out of 5

POSTED: | BY: Joy Herbert

Great Service

Fast service, great coverage. We feel our dogs are very well protected from serious conditions.
5

out of 5

POSTED: | BY: Adel

Six Dogs - Still the best money I could spend to keep them healthy.

With six dogs in my family, insurance can get expensive. I kept track of all healthcare money spent and the benefits paid for a year. The result - I SAVED money. Of course, I had a couple of dogs with sport related injuries - and they got the very best care. I would charge the Vet bills, file my claim and it was paid before I got the credit card bill. The key is to understand what you are buying. All my dogs have Nose to Tail Whole Dog insurance. If you buy a more limited plan lower price plan, you get less - less covered services, less allowed payment amounts. Just Like Human Insurance! In my opinion - Nose to Tail is the way to go.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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