Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,410

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lisa Hughes

When my Vet said surgery, I knew we were covered and didn't worry about cost.

When the Vet said TPLO surgery, I knew we were covered and didn't worry about the cost. Once I filed the claim, I got an email stating the claim will be reviewed. It was no more than 10 days later I received my money electronically, I have made claims before for another family pet and again swift and prompt service. The way in which you file is easy, it takes less than 5 minutes to file a claim.
5

out of 5

POSTED: | BY: Lydia

Thank God for Insurance!

2018 so far crazy year for us. 2nd year with Nationwide and THANK GOD! We have 2 dogs that are our children and knowing nationwide they are in the BEST SAFE HANDS!!! Had other insurance that didn't cover nearly as much as Nationwide. Vets are expensive everywhere and anywhere. Recently had both boys teeth cleaning and our bill was like nothing after getting reimbursed from nationwide and it was pretty fast too. The vet found a tumor on one of my boys!!!! Tumor as in CANCER! I was devastated and a basket case. My baby has cancer. We had to act fast and get biopsied and removed all like in same week. Meds were all day around the clock. ICU care overnight on day of surgery. Specialist took over cause it was on the face and it was reconstructive. I was in pure hell waiting for test results and kept saying to my hubby THANK God for Insurance !!!! After all said and done from just surgery point over $6k!... Thank God for insurance ....our bill was @ $1000.00 after getting reimbursed. It literally saved us and our Boy!!!! He is now Cancer free!. I could not say enough good things about Nationwide insurance. But I just showed you. I have recommended only this insurance to all my pet lovers and some HAVE switched and are also grateful and see huge savings with nationwide. It's the best when it comes to pet insurance. I did huge research on insurance for pets back 3 yrs ago and i'm ecstatic that we found Nationwide and it was affordable as well. More pets more discount given. So easy to process claims and get $$ back quicker than other companies. Do yourself a favor and try for 1 year and u will see the difference. Pet care nowadays are out of control & insurance is now NEEDED so you don't go broke. Checkups are pricey and lab work or even xrays...forgetaboutit. GET NATIONWIDE!...it's a must
4

out of 5

POSTED: | BY: Kristina

Piece of Mind

Very good to have especially with unforeseen circumstances & as pets get older.
5

out of 5

POSTED: | BY: Kristin Owings

Made everything so easy and so affordable

My dog Felix tore his ACL two years ago and we did not have insurance for him at the time so we had to foot the $6,000 bill for TPLO surgery. After so much research I was so relieved to find that Nationwide would cover the other leg if he were to tear it as well. And....he did...only a few months before my wedding and I was so nervous that something was not going to work out and I was going to have to sell my wedding dress, but Nationwide took care of it and fast! I submitted his surgery claim on 1/4 and the money was in my account by 1/6!!!! Felix will always have Nationwide insurance!
5

out of 5

POSTED: | BY: Liz

Always able to get the care he needs.

Augie my Golden Retriever, has always been susceptible to getting growths on his body and since he had a mast cell tumor when he was young, I try to always have him evaluated and suspicious growths removed. He also has allergies that showed up when he was five. Thanks to Nationwide Insurance, I can always make sure he is taken care of and treatment is done quickly. He is now doing well, even though he had a bad reaction to sutures and needed additional treatment and care.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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