Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,408

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Kristina

Piece of Mind

Very good to have especially with unforeseen circumstances & as pets get older.
5

out of 5

POSTED: | BY: Kristin Owings

Made everything so easy and so affordable

My dog Felix tore his ACL two years ago and we did not have insurance for him at the time so we had to foot the $6,000 bill for TPLO surgery. After so much research I was so relieved to find that Nationwide would cover the other leg if he were to tear it as well. And....he did...only a few months before my wedding and I was so nervous that something was not going to work out and I was going to have to sell my wedding dress, but Nationwide took care of it and fast! I submitted his surgery claim on 1/4 and the money was in my account by 1/6!!!! Felix will always have Nationwide insurance!
5

out of 5

POSTED: | BY: Liz

Always able to get the care he needs.

Augie my Golden Retriever, has always been susceptible to getting growths on his body and since he had a mast cell tumor when he was young, I try to always have him evaluated and suspicious growths removed. He also has allergies that showed up when he was five. Thanks to Nationwide Insurance, I can always make sure he is taken care of and treatment is done quickly. He is now doing well, even though he had a bad reaction to sutures and needed additional treatment and care.
5

out of 5

POSTED: | BY: RobertFalcone

Outstanding Service

Couldn't ask for anything more! No fuss and very efficient
5

out of 5

POSTED: | BY: Jeanne

Thanks to Nationwide Pet Insurance my dog received the best care and I received reimbursement for the cost

Nationwide is an excellent provider for insurance covering many tests and expenses related to sick visits for my dog. The reimbursement time is quite quick and usually covers a good part of the bill

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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