Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,412

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Micki Kallas

Easy to use

This is a good service and is user-friendly and responsive. So glad that we signed our dog, Boji, up for it!
5

out of 5

POSTED: | BY: Craig Manning

Coverage

Our dog Belle was itching and we needed to do blood and skin tests for allergies. The bill was very expensive and per the plan we have Nationwide covered at least 90% of the bill.
5

out of 5

POSTED: | BY: Linda Reeves

FANTASTIC

I am so grateful to Nationwide Pet Insurance for the concern that they have shown for our little Sparkey. He sure has had to endure some unexpected health issues, and Nationwide has been a blessing to us when it comes to helping us with the expenses that occurred with each one of them. Thank you Nationwide. I continue to spread the word about how great you have treated us... Linda Reeves
5

out of 5

POSTED: | BY: Maria I

I love this pet insurance, they are the best

I recomend this insurance, taking care of us in middle of ur sadly time, but thanks God and nationwide ur Ponky is good now and playing all over the house. :》
5

out of 5

POSTED: | BY: Erin Elliott

Empowering peace of mind!

When my dog Callie had continually elevating liver values, our vet referred her to an area specialist for further diagnostics. That vet did quite a few tests to try to determine what was going on in her little body, but she also wanted us to wait a few weeks to have some things re-checked. I had racked up some decent bills and didn't yet have a final diagnosis, so I called Nationwide for advice. They said to send everything I had up to this point. I did - but then my vet mistakenly sent old paperwork in, too. That made for a very confusing situation, and I was concerned Nationwide wouldn't be able to figure out what was really going on with the claims I was really trying to submit. They were patient with my questions and did figure out what information was pertinent - and then reimbursed me to the dollar! We are still working through additional tests with our vet, but I am confident Nationwide will be able to help us through to the end of this ordeal. That peace of mind is priceless. It's so nice to not have to worry about insurance when I'm already worried about my beloved pooch!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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