Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,411

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Rajeswari Yedhara

Nationwide pet insurance is the best

I am very happy with Nationwide service. Straight forward no issues with claims and customer service is excellent. Had an amazing experience with 24/7 help line.
5

out of 5

POSTED: | BY: Sharon White

You've been a financial lifesaver for our babies

So much had been going, I hadn't gotten my billings sent. Then Tayla Sue had a lump on her rib cage and it was cancer. When I started sending in the paperwork, the money Nationwide returned helped us so much with her surgery. Thank you so much. Just like any insurance, most of the time you have it & don't need it, BUT when you DO need it, they've been wonderful
5

out of 5

POSTED: | BY: Bonnie

Thank you nationwide

Sent my claim in. As always it was handled by the next day. Email confirmation And I have the check mailed so it does take a few days after mailing
4

out of 5

POSTED: | BY: Brian Eveland

Grateful we have health insurance for our dog.

Grateful we have health insurance for our dog. He's got some serious challenges coming up and we're hoping for serious coverage.
5

out of 5

POSTED: | BY: Monica

Fast claim turnaround and considerate customer care

We have had Nationwide (formerly VPI) pet insurance since our 12 year old beagle/basset was a puppy. The claims are processed quickly and benefits received promptly. The Major Medical plan is great for us, especially now as our dog ages. It covers so much and we don't hesitate to take her to the vet because we know we will get most or all of our expenses reimbursed. Yes, it is a bit pricey, but well worth the cost to keep our pet well and happy.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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