Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,408

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Brian Eveland

Grateful we have health insurance for our dog.

Grateful we have health insurance for our dog. He's got some serious challenges coming up and we're hoping for serious coverage.
5

out of 5

POSTED: | BY: Monica

Fast claim turnaround and considerate customer care

We have had Nationwide (formerly VPI) pet insurance since our 12 year old beagle/basset was a puppy. The claims are processed quickly and benefits received promptly. The Major Medical plan is great for us, especially now as our dog ages. It covers so much and we don't hesitate to take her to the vet because we know we will get most or all of our expenses reimbursed. Yes, it is a bit pricey, but well worth the cost to keep our pet well and happy.
5

out of 5

POSTED: | BY: Adam M

Everyone should look into insuring their pets

I have had wonderful experiences each time I have submitted claims for each of our two dogs. I appreciate their quick responses. The only thing I wish they covered was spaying and neutering (I've read that some companies can cover those). Thank you and we will continue to be loyal customers moving forward.
5

out of 5

POSTED: | BY: Carol Powell

Good

Have been submitting claims for about 5 months and so far I have been happy with the way they have been handled.
1

out of 5

POSTED: | BY: Christopher

They cover hardly anything

I have paid a fortune to Nationwide over the last several years - they barely cover anything. I get checks for ridiculously small amounts of money which cover hardly any of the expenses and bills that the average 13 year old dog will incur.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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