Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,412

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Mark T

Good Coverage for Pets

Good coverage, just wish reimbursement was a bit quicker.
5

out of 5

POSTED: | BY: Jay Zimmer

Great service and follow through!

The claims and payment process is very efficient. Great value and superior coverage compared to the former pet insurance provider that we used.
4

out of 5

POSTED: | BY: EeVin Chin

Great to have pet insurance

With a new puppy its definitely a life saver when it comes to my puppy contracting the illness. Its a relief to know that i have some backup in terms of the medical payment i need to make. However the only downside to the pet insurance is the fact that the claims process takes a long time and the app does not make it easy for us to go in and update the necessary information. Also with the invoice they ask us to provide for backup, it's not clear the type of information that should be in there as sometimes the vet only provides the high level outline of the what we are paying for which delays the entire reimbursement process.
5

out of 5

POSTED: | BY: Steve Gunter

Great, prompt claim service!

We recently made 2 claims in a row for our 8 year old Yorkie under the major medical coverage. Filling out the one page claim form was a breeze and turn around on the claim with payment, less the deductible, was very prompt. Great service!
5

out of 5

POSTED: | BY: Sherri

Nationwide pet insurance is affordable and so easy to use

The monthly premium are very reasonable and the policy is easy to understand. The claims submission process is extremely quick and easy. I love the auto claims payment option as well. I've had 2 policies for 2 years now and am more than happy with Nationwide.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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