Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,408

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Robyn

Could not be any easier!

My spunky pup has had some bad luck when it comes to vet visits. From a complicated neuter to random ailments resulting in a very sick pup, Loki (my cutie boy's name) has been through it all! Luckily, the major medical plan from Nationwide Pet Insurance covers almost the entire amount from our unlucky vet visits. It is a breeze to submit a claim and they honestly try to find any way they can assist. For example, even though neuters aren't covered, since we had to go back THREE times due to complications, I submitted claims anyway and was pleasantly surprised that the returning visits were partially covered; PHEW! I am so thankful for Nationwide Pet Insurance!
3

out of 5

POSTED: | BY: Giovanna Romano

Coverage for congenital disorders

Recently I had to get a life saving surgery on my Yorkie. She is just a pup and not getting this repairable surgery (liver shunt) would be cruel in my opinion. I submitted the claim and after reading the coverage I understood, however it did not cover any of the other fees because it was associated with the liver shunt that is not covered. I was very disappointed and am in search now of a pet insurance with more coverage. I have 5 pets covered through Nationwide and not receiving some assistance for the fluids, pain meds, etc., was disappointing.
5

out of 5

POSTED: | BY: Austin

I love my cat, but I also love her insurance

My cat has been protected by Nationwide since I got her. I had a cat previously who got very sick all of a sudden, and still passed away despite paying many thousands of dollars out of pocket to try and save her life. This event was tragic and my new insurance allows me to confidently request any and all services that will help keep my companion alive for as long as possible. The claims process has been extremely fair for the 1-2 years I've had the policy. My suggestion is take it from day 1
5

out of 5

POSTED: | BY: Susan Katoski

Nationwide is WONDERFUL!!

I had just started with Nationwide with a major medical plan for both of my Himalayan cats and my younger cat had an unexpected problem with his eye and needed surgery for a corneal ulcer. I submitted my bills and received a check within two weeks. They are a wonderful company and would recommend them to anyone...as a matter of fact, my neighbor is going to sign on for her dog.
5

out of 5

POSTED: | BY: Suellen Rennie

Nationwide is Amazing

I have had Nationwide pet insurance for the past year and a half for my two Vizslas. I have used it more than I would have liked and every transaction has been handled WAY above my expectation!! I submit my claim by email and I receive a check two weeks later PERIOD!! There has never been an issue, I have never had to appeal ANYTHING! I was a biller for the medical field for 25 years and that was a nightmare!! If regular medical insurance was as easy as pet insurance we would be a very happy country!! I would NOT recommend any other insurance carrier! Deductibles are annual not per episode...I could go on and on!!!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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