Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,412

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Katherine pichie

Somewhat disappointed

I submitted 2 claims on my boy. First claim was biopsy, lumpectomy ( which most) was covered. Almost 1 week later I received results tha my just 5 year old lab has Stage 2 cancer. Because they already paid the “ pre” testing the actual diagnosis wasn’t. I have the major medical plan which states actual d.x is a specific amount. Still have to return every 3 months to have lymph nodes checked. Very disappointed
5

out of 5

POSTED: | BY: Karla Rodriguez

Life savers!

I never have to worry about my pups health or covering his expensive bills with Nationwide! He can have the best medical care without cutting corner and his a much happier healthy pup!
5

out of 5

POSTED: | BY: LaVerne Mirrs-Bond

Peace of mind.

Having insurance for our dog when he got injured allowed us to do the diagnostics needed for a complete diagnosis without hesitating over the cost.
5

out of 5

POSTED: | BY: Selin

Great Service

Thank you Nationwide for fast service !
5

out of 5

POSTED: | BY: Brenda Housner

The whole process is super easy..not complicated!

Nationwide has awesome pet insurance! I can't say enough about the positive experiences I have had with the insurance. Very easy to submit claims when needed!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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