Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,410

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Karyn Mastrota

Nationwide's pet coverage has been excellent.

We purchased our policy for Reign when he was a puppy. We've had a few medical issues along the way and recently had him neutered at 1 year of age. All of out claims have been paid promptly and without any hassles. We are very happy with Nationwide and have recommended it to 2 other friends so far!
5

out of 5

POSTED: | BY: Dana

Exactly what I expected

I purchased the insurance with wellness through my employer benefits after getting numerous quotes from other companies. I am satisfied with the coverage so far- it is exactly what I expected and has paid claims just as policy notes.
5

out of 5

POSTED: | BY: Lesley

A necessity when you get a puppy!

I registered my new puppy Molly with Nationwide as soon as I got her, because well... puppies get into things they shouldn't. I chose the wellness program to also cover her inoculations, microchip, and spay. The lab in her eats anything and everything, and the shepherd in her is too stubborn to spit it out on command. I have forced her mouth open and cleared out rocks, a broken paperclip, 3" nail!, 2 feet of nylon string, various chunks of broken plastic - you don't realize how much garbage is on the ground until you have a puppy. I wasn't quick enough once though and she swallowed a large rubber dog bootie, like a 4" thick rubber balloon, resulting in a trip to emergency. Having pet insurance gives me the peace of mind to know that for a set amount each month she will get the necessary care for any future puppy mishaps.
5

out of 5

POSTED: | BY: Deborah Puglia

Easy and fast claim process.

Excellent service so happy we have this insurance for Billie.
5

out of 5

POSTED: | BY: Sandi Broida

Outstanding service

Gunner, our golden rescue, has had lots of issues in the past. The one we were not prepared for was his desire to ingest his anti anxiety pills along with the pill pockets. What a nightmare. When we realized we could not locate pills or pockets or plastic bag they were in, we figured Gunner ate them. So had a trip to emergency room. Thankfully, the only thing we were concerned with was his recovery and not the expense, as we knew we had good insurance. Yes, we were pleased with the response of the company and the resulting reimbursement. We would not go without insurance EVER!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

Get a quote today

Leave a review