Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,408

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Olesya

Thanks nationwide :)

I've had the easiest time with nationwide pet and recommend it to everyone. I got the wellness + pet insurance when my my dog was just a puppy and it more than covered all those puppy visits and fixing (chose wellness plus because it covered fixing when I enrolled, I don't know if it still does but that alone makes it very worth it as a puppy). Not only that, but when my dog was very sick one night and the vet bill turned out to be about $3k the bill became manageable after insurance. There was no worrying on my part on how I'd find that money and I could relax knowing my dog's care was taken care of instead of having to consider the cost of care. Customer service was good the few times I called as well. I'd would like a mobile app for easy claims though (there is a nationwide insurance app but it only seems to link to my car - if it is in fact via that app the UI should be adjusted, it's not very intuitive) and I'd prefer if I didn't have to go through nationwide-->chase payment-->reimbursement, I'd prefer a more direct online payment method, but it's not the worst and it's understandable. Other than that I am a very happy customer :)
5

out of 5

POSTED: | BY: Jessica Orozco

Easy to make claim and receive payment promptly

Uploading online from the vet app is awesome. It makes sure I never forget, so I can leave the vet, pull up the app and enter all information and picture immediately and I’m done just sit back and wait for approval.
5

out of 5

POSTED: | BY: Tara Bosley

Great!

Always have a good experience with them.
5

out of 5

POSTED: | BY: Paul Richmond

Great, reliable, friendly service: thanks Nationwide

Whenever I call to speak with a rep, hold times are short and the team members with whom I speak are ALWAYS friendly, respectful, and helpful.
5

out of 5

POSTED: | BY: Johanna Mancuso

Fast convenient

I have been very happy so far with we are Nationwide. Our dog just turned a year old . The process is easy to file a claim and they usually pay within 1-2 weeks. So far we are very pleased.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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