Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,408

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lisa

Extremely pleased with the quick reimbursement.

I'm very pleased with Nationwide. My daughter recommended the company as she is a subscriber for her dog. I have a cat and some minor claims over the past few years were reimbursed in a timely manner. Recently he needed extensive, costly dental surgery with extractions. I was reimbursed 100% quickly. I've recommended Nationwide to my colleagues and friends. I'm extremely pleased with Nationwide Pet Insurance.
5

out of 5

POSTED: | BY: Karen

Worth every penny!

I adopted a dog from a rescue shelter in May of 2017. Although I have been the owner of many pets over my life-time, I have never considered pet insurance. I joined Nationwide Pet Insurance In October of 2017 from the advice of one of the "dog moms" at the park I go to every day with my dog Ted. She spoke very highly of the ease of submitting a claim and the speed of reimbursement. I was hesitant over the $67/month premium but figured It would at least come in handy for a yearly teeth cleaning (so expensive!). Forward to December of 2017 (2 months later) my beloved dog Ted suddenly became severely ill. I took him to our vet on a Thursday when I first noticed he didn't want to get up in the morning to play with his dog friends. I took him back to the vet on Saturday as he still wasn't feeling better. By Sunday night (4 days later) he was completely blind. To make a very long, stressful, emotional, and financially draining story short, I had spent over $8400 on testing to save my dog-the best dog I've every had. He had to have multiple lab work, a spinal fluid test, MRI, urine tests, and lots of antibiotics and steroids. I have to say we are the recipients of a miracle as now, in February of 2018, my dog has regained his full health and Nationwide Insurance paid the 90% they had advertised when I first submitted my application! The stress of having a sick dog is overwhelming enough but the vet bills on top of that, knowing they are necessary but so grossly expensive adds to the tremendous burden of taking care of your pet and wanting to do everything possible to help them. My dog Ted will be 2 on May 6 the date I adopted him. I'm not sure I would have had the confidence to agree to all of the testing that helped him recover and regain his sight if I did not have Nationwide Pet Insurance. I am very grateful for this company and for their integrity in honoring my policy that was only 2 months old when this health catastrophe happened. I have since recommended Nationwide to all of my "pet moms and dads". I know at least 3 of them have signed up for Nationwide Insurance.
5

out of 5

POSTED: | BY: Susan Vincil

Awesome

This insurance company has been great. I have never in counter a problem & you all have always been prompt when handling my claims.
5

out of 5

POSTED: | BY: Shavonne Saunders

So far so good

So far I am very pleased with nationwide. I know many pet owners that state how they wished they had gotten insurance on their pet. I am grateful every time I get money back from taking my dog to the vet. It's nice to be able to just focus on his health
4

out of 5

POSTED: | BY: DCatherine

Pet insurance that actually pays what they say they will

I have been very pleased with Nationwide. Not only do they cover emergencies but also routine vet visits as well as certain medications. We’ll be staying with this group for our pet.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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