Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,412

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Danielle Savino

The overall coverage, sincere care, and support for our pup and us as pet parents in remarkable!

We've felt supported since day one and will continue to be customers for a long time!
5

out of 5

POSTED: | BY: Nancy L.

Not sure what is being asked here.

I am very satisfied with the reimbursement made by Nationwide and their process in filing and payment of claims! Much better coverage than with VIP, the predecessor insurance company.
5

out of 5

POSTED: | BY: Sandy

Nationwide Pet Insurance has been a lifesaver! Literally!

Our bulldog, Kevin, has had a rough year with a bout of uncontrolled seizures that required a 5 day stay in the animal hospital and several months later, a GI obstruction that required surgery. It was a huge expense both times and the knowledge that Nationwide was there to help with the cost reduced the stress of the situation significantly. We may have had to make a difficult choice with regards to Kevin's life if we did not have the Nationwide Pet Insurance. The claims' process was easy and we received payment in a very timely manner. Thank you to Nationwide for saving our dog's life!
4

out of 5

POSTED: | BY: Carolyn Sanchez

Slow in paying claims

I like that you pay for illness/wellness including heart worm and flea protection. My gripe is the turnaround time for payments. I faxed in 6/12/18 and received notification of payment 7/3/18. I have previously used another pet insurer and their turnaround time was less.
5

out of 5

POSTED: | BY: Cindy Ellis

Insurance Rocks

I have been a client of Nationwide for years...way back when this was VPI Insurance. Frankly I don't know why pet owners would choose to NOT have insurance because I never EVER want to be in the position of having to decide on the best care because of finances...this way, my pets get the best care possible, and I never have to worry about $$$.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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