Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,412

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Carolyn Sanchez

Slow in paying claims

I like that you pay for illness/wellness including heart worm and flea protection. My gripe is the turnaround time for payments. I faxed in 6/12/18 and received notification of payment 7/3/18. I have previously used another pet insurer and their turnaround time was less.
5

out of 5

POSTED: | BY: Cindy Ellis

Insurance Rocks

I have been a client of Nationwide for years...way back when this was VPI Insurance. Frankly I don't know why pet owners would choose to NOT have insurance because I never EVER want to be in the position of having to decide on the best care because of finances...this way, my pets get the best care possible, and I never have to worry about $$$.
5

out of 5

POSTED: | BY: Danya Ascenzo

Excellent Insurance provider

Nationwide Pet Insurance replaced what I had for Ginger before. The fact that insurance from Nationwide included well-care was the tipping point in making the change. Ginger had an impacted anal gland that had to be taken care of and shortly thereafter (not known if related or not) she had to visit the vet again for apparent lethargy and not being able to easily get onto a couch or bed. These were taken care of by the vet. The treatment included X-Rays and a battery of tests (urine, blood, etc.). Nationwide covered all the treatments according to the policy specifications and my husband and I are happy campers. Ginger is back up to full speed and happy.
2

out of 5

POSTED: | BY: Barbara Friedberg

Too much stress

It takes a lot of work to get a payment for your claim. I have to call and call and it's very stressful.
5

out of 5

POSTED: | BY: Evelyn A

I am very pleased with Nationwide.

I am very pleased with Nationwide. They are really prompt with payment of claims and keep the cost of vet care down.
Please leave a review

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
Provider website

Get a quote today

Leave a review