Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,408

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Paulette Kraljic

Our relationship with Nationwide has been excellent

Nationwide is the best protection we could ever have given our tiny Yorkies. Thank you.
5

out of 5

POSTED: | BY: Kim O'Leesky

Great peace of mind and more!!!

Best investment for peace of mind. I would have given 10 but took a point off as the increase in premiums this year seemed steep for a generally healthy puppy. There should be discounts for WWII vets etc. The folks are all wonderful to deal with and the claims are filed and reimbursed expediently. We have the full wellness premium plan so that may make a difference
5

out of 5

POSTED: | BY: AADrienne Morton

Incredible service and fast turn-around for payment. Love the direct pay system in place now!!

Nationwide provided excellent wrap around service for our dog. The turn around from claim submission to payout was quick and smooth. Particularly loving the direct payout system into a bank account of your choice.
5

out of 5

POSTED: | BY: Valerie

Nationwide is a life saver!!

I belong to a couple of BMD groups and always share how great our experience has been with Nationwide! I was referred by a friend and got it for both my boys as puppies. Little did I know one would develop allergies and the other hip displasia! Everything has been covered 90%! I wish my health coverage was as good! The peace of mind knowing I can provide the very best care for my furbabies - that s Nationwide! We highly recommend it to all our friends.
5

out of 5

POSTED: | BY: Vicki wheatley

Nationwide covers almost everything & they care about my dog

I purchased major med & wellness coverage for my GSD puppy within a few months of bringing him home. After paying the deductible, the coverage has been excellent for his routine visits, meds, and a few minor injuries & illnesses. Claims are paid quickly and I love the electronic filing & payment options. We had one issue with a denial, but after I requested a review, the denial was reversed and the claim was paid. I haven’t used the online vet help service, but it’s mice to know it is available. I appreciate the emails providing me claims status info and periodically checking in on my dog. Following the great experience with my puppy, I decided to enroll my other two dogs who are “seniors” (10 years old). Because of their age, there were some additional coverage limits due to pre-existing conditions. I’m not sure I’ll see the same value of the insurance for them so it remains to be seen if I’ll continue their policies. Overall, my experience with Nationwide has been very positive.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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