Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,412

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kimberly Hope

Best Service Ever!

Always the best customer service and claims are processed quickly!
5

out of 5

POSTED: | BY: vi

wish i could email claim paperwork instead. it'll be easier

I appreciate the claim process. No problem no complications so far.
5

out of 5

POSTED: | BY: Tanya Gordon

Des is great, Nationwide, not so much

Des was awesome! She is knowledgeable about pets & diagnosis codes and she went the extra mile to provide incredible customer service! I wish there were more people like her! Nationwide, however, is becoming a typical insurance company. I know they are in the business to make money, but they seem to be covering less and costing more. My vet recommended them as being the best, but I am less and less sure I agree.
5

out of 5

POSTED: | BY: Monique

In a very stressful situation, my pet insurance help alleviate the monetary concern , thank you.

Words are not enough to thank you . The day I discovered my Chloe's lump , I was very upset . I brought her to the vet thinking of the worst but everything is fine. After the relief that my baby will be okay , I realized that I didn't have to spend a lot of money , not that it matters, but it helps alleviate some of the stress . I could focus on caring gor her. Thank you!
5

out of 5

POSTED: | BY: Karla

Helpful and diligent

My experience has been very smooth with Nation wide let insurance. There is always someone available to answer every question. They reach out to me to keep me updated on any claims. The process of filling and receiving payments are so seamless and transparent. I truly feel they care and want things to go a smooth as possible for me and my puppy

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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