Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,410

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
3

out of 5

POSTED: | BY: Patricia Kuhlmeeir

Vet recommendations

Our dog Strider suffers from immune defifinicy and phenomia. Our vet sent a detained letter to Nationwide describing his condition and asking if there was any way to cover the cost of his meds. We pay about $ 900 per month. We have been told that we can only get a reimbersment once per year at our renewal time. Sure glad the insurances for people cover meds more than once a year. Too bad that Nationwide doesn't revise their policy in certain circomstances.
5

out of 5

POSTED: | BY: Tracy

Luv u guys

This is a great benefit for myself and my pups. I
5

out of 5

POSTED: | BY: Fernando Aspiras

Nationwide Pet Insurance customer service is awesome!

Nicolas was very amiable and very helpful!
5

out of 5

POSTED: | BY: FM

Excellent and Quick Reimbursement

Always quick processing times for claims and user friendly forms. I am a longtime customer for a reason. Thank you!
5

out of 5

POSTED: | BY: Melanie

Best Decision EVER made!

Purchasing Nationwide insurance for my cat was the BEST DECISION EVER! We adopted Frankie from NAWS and while he had a few pre-existing conditions that i knew wouldn't be covered right away i did not expect him to develop a serious case of FLUTD, urinary infections, crystals etc. Poor thing had to be hospitalized and is on a special diet now which seems to be working. Approximately $2000 later i was thrilled to find out it was a covered expense! The whole process went so smoothly and payment was timely. Most people I tell this story to can't believe how well it went! Thanks Nationwide!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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