Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,408

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Dan Richlen

Great Service

Our puppy cut her paw and needed stitches a as well as multiple follow-ups to get her healed up. Nationwide turned around the claims in a matter of days. Thank you!
5

out of 5

POSTED: | BY: Jesse Haro

Nationwide makes it so easy!

Nationwide is the best
5

out of 5

POSTED: | BY: Donna

Happy with insurance

Boomer is our third dog we have had insured with Nationwide (and previous insurer), and our expectations are met with reimbursement. We don’t have a dog without them being insured now. I do wish pre-existing conditions were covered though, all our dogs are rescue, and come with issues.
1

out of 5

POSTED: | BY: Nancy Ryks

billing issues

I enrolled Magnus for Major Medical Plan in January, 2018 and opted for payroll deduct through my employer. I have one other policy for my dog, Buddy on payroll deduct and have been very happy with how easy the payroll deduct has worked for both Buddy and I. I had a past policy for two years for my dog, Clarisse on payroll deduct, and this was also a very good experience. My policy for Magnus, however, has been the worst experience. I have had to contact Nationwide 8 times to get this policy on payroll deduct. I have paid $132.97 in the past 7 business days to correct the underpayment on Magnus' policy due to the absolute and utter incompetence of staff managing Magnus' plan. I am so incredibly disappointed at Nationwide's complete failure in simply setting up one policy on the same payroll deduct I have had my other two policies on, and this still has not been resolved. Nationwide used to be such a great company to do business with, and now I absolutely despise this company. Shame on you, all of you.
5

out of 5

POSTED: | BY: McKenzie Watson

Worth every penny!

Wow what a crazy holiday. My pup ate a couple cat toys at my parents house Christmas day. 2 days before our wedding we took him to the emergency. Xrays, fluids, bloodwork...results were a blockage requiring emergency surgery. We took him to his vet in the morning for surgery, they did more tests more xrays and couldn't keep him overbnight so back to the ER for overnight watch. Then back to his vet the following day for a recheck. He is doing do well now and I'm telling you I thought our insurance would cover maybe 50% but they covered about 98%. I couldn't be more impressed and thankful. It was a very stressful time and ya you have to pay upfront the big bills but we got it back and out Murphy is back to 100% thank you nationwide pet insurance!!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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