Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,408

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Stanley

Long wait for payment

I switched to Nationwide Whole Pet insurance from another policy for the more extensive coverage. However I was disappointed in the lengthy period for reimbursement on my very first claim. My previous policy, which I had for 2 yrs, always reimbursed within 2 weeks maximum, and my first claim with Nationwide, for a basic infection treatment not ongoing, took almost 2 months to receive payment...not very timely, especially when you have insurance in the first place to help cover expenses!
5

out of 5

POSTED: | BY: Sally Russell,

Excellent and prompt service

Could not ask for a better company! They are terrific, thorough and speedy with the reimbursement.
5

out of 5

POSTED: | BY: Dina

Very pleased!

I am so pleased with the service and coverage we have received for our dog Kibo. Kibo has had more than his share of health issues and Nationwide has been fantastic. I have had no trouble with coverage and the customer service has been good as well.
5

out of 5

POSTED: | BY: Cathy Allen

I appreciate how much you help with the cost of bet visits with my babies.

I have 4 cats and you have always been straight up with what you can and can't do. Turn around for the claims is a lot faster than I would have ever imagined. Thank you for caring about me and my babies!
5

out of 5

POSTED: | BY: Bobby Paroubek

Best decision I ever made for my girls!

Bitzy and Minnie both English Mastiff girls are well taken care and I would never go w/o insurance or Nationwide so I can take care of my girls!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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