Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,408

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Des

Easy to work with and efficient

Signing up for Nationwide's pet insurance was the best thing we could have done for our not-so-little, little girl. Nationwide has been very helpful, it is very easy to submit claims, and they are very efficient at processing the payment.
5

out of 5

POSTED: | BY: Ching Chi

Thank you for easy and speedy service even my cat is in Hong Kong

At last year, we relocated to Hong Kong with our 13 years old cat, Charlie Brown, He immediately had upper respiratory infection when we landed Hong Kong, then after few months on antibiotics, the vet suggested to send him for CT scan and biopsy, and was diagnosed nasal lymphoma , we decided to give him chemo treatment, since then, Charlie gradually developed IBD, pancreatitis, Kidney Failure at last chemo months, the vet bills has piled up like crazy and still continuing. Thanks Nationwide Insurance to provide the easiest and speedy claim process which helped us even when we are in Hong Kong.
5

out of 5

POSTED: | BY: Jamie

Best Pet Insurance

Nationwide is the best, most reliable, most accepted insurance... period. It weird... but I LOVE this insurance product. Thank you Nationwide for being there and taking care of everything. Worth every penny.
5

out of 5

POSTED: | BY: Donna S

Great Company to work with!

Both of my doxies had to have mouth surgery and teeth extracted. It was a very costly procedure. I felt confident knowing my insurance would reimburse me for some of the cost. It's very easy to file a claim. My payment was received in a very timely manner.
1

out of 5

POSTED: | BY: Dolores Baldasare

I'm disgusted at Nationwide's annual coverage

I'm disgusted that Nationwide's annual coverage only covers 1 monthly veterinary invoice for Cushing's. I have bought annual veterinary coverage through Nationwide (formerly VPI) for each of my 2 pets for the last 12 years. My dog was diagnosed with Cushing's disease at age 11 and since then, I receive veterinary bills of $300-500+ every other month. However Nationwide will only reimburse a total of $385 per year for Cushing's. Why am I bothering to get pet insurance???
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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