Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,410

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
2

out of 5

POSTED: | BY: Bonny Bowensive

Unreliable

I’ve been with this company since they were VPI Pet Insurance. This past year I be had problems with them receiving my claims for unknown reasons. Then I got a puppy and they recommended full co stage through her puppy shots and spay and then reduce it. I called to reduce it at 8 mos and they said I had to wait a full year. Very misleading!
5

out of 5

POSTED: | BY: App

Efficiency

Very efficient app, piece of mind all rolled into one policy that we are very pleased with for cost and coverage.
5

out of 5

POSTED: | BY: Marc Vargas

Really Good Pet Insurance

I have had 2 policies for my dogs for a couple of years now. It was one of my best decisions, and I wish I had known about it before. Very responsive to claims and good communication. My only wish was not having to fax in the claim forms. It would be nice to have a way to submit claims electronically via the website.
5

out of 5

POSTED: | BY: William

Best dog insurance especially vet helpline!

Nationwide has helped me a ton with my dogs (Nero) medical bills. I would recommend anyone to them and i would also get insurance early when your dog is young. Thanks!
5

out of 5

POSTED: | BY: Audrey Amos-Mcgehee

Coverage Questions

Naomi was excellent. Very patient and knowledgeable.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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