Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,408

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Suzanne Iorio

Could cover more.

I always get way less than expected however James was superb. He was patient and knowledgeable.
5

out of 5

POSTED: | BY: Fran

Nationwide is a godsend!

We had two scary situations with our Persian boy Teddy within a week of each other and totally unrelated. He got into a flower arrangement we had and ate a piece of a Lilly flower, which is toxic to cats but thank god he was ok. We got a bill of over $2000. The following week Teddy had a seizure and again we rushed him to the hospital. They ran a bunch of tests and everything came back negative. We still don’t know what caused it but they put him on anti seizure medication until we do an MRI next month. We received another bill just over $2000. I submitted all the receipts to Nationwide and I couldn’t believe how easy and non stressful it was. I wasn’t sure what to expect but to my surprise there was no hassle, no questions, no aggregation at all. My claims were processed and checks were in the mail to me within a week. They even sent me an email advising me they received everything. It was the best insurance experience I have ever had. We still don’t know what’s causing Teddy’s seizures which is stressful enough, but not having to worry as much, about the financieal part of it is a godsend. Thank you Nationwide! As long as I have fur babies, I will have you.
5

out of 5

POSTED: | BY: Ana C.

EXCELLENT!

Chianti has the Total Wellness Plan, and you responded quickly to my claim and corresponding reimbursement. Very impressed with your service. I have recommended your insurance company to my friends and has let the Vet know of your excellent service
5

out of 5

POSTED: | BY: Steve

Huge comfort knowing my best friend is covered with wonderful insurance from a prompt and caring insurer.

Could not be happier with your service, promptness and overall care coverage for my best friend. I always suggest to anyone that has a dog or cat to really consider getting Nationwide coverage for their pet.Thank you very much
4

out of 5

POSTED: | BY: Summer

Great Refund

I was really happy with the amount I got back from my claims. The only reason I did not rate a 10/10 was that there is no other option than to pay the full price up front at the time of the emergency.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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