Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,408

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: TRACY BROWNE

Nationwide is on our side :-)

My Bella is like my child and deserves the best healthcare just as my other children do. I have a fantastic Vet that takes excellent care of her. I also have the best healthcare coverage I could get for her. Nationwide is one of the best things decisions I have ever made!
5

out of 5

POSTED: | BY: Marti

Grateful for my pet insurance

My Peanut recently had a bout of aspiration pneumonia, and was complicated by all the smoke from recent fires. I am fortunate that the vets I have chosen have been wonderful. I have been happy with the reimbursement from Nationwide and have found that supplying records along with the itemized receipt and claim form hastens that process. However, my dog is older and has arthritis. Of course I use wellness supplements as well as one RX med, but would hope that some day Nationwide would not have a pre-existing condition clause on their policies
5

out of 5

POSTED: | BY: Denise Harrus

Great Coverage

I had VPI for several years with a couple of other dogs that I've had. I decided that Bandit, our Rotti/Dobie mix might also be a good candidate for pet Insurance. When I went to look up VPI, I found that Nationwide Pet Insurance had taken their place. After getting a quote, I decided that Bandit should get pet insurance. I bought one of the best plans, pays 90% on almost everything after 100.00 deductible per year. Boy, I can't say enough good things about turn around time on payments and was surprised after a surgery he had, we paid approx. 200.00 out of 3950.00 I am glad to recommend Nationwide and tell all my friends about it!! The monthly payments vary depending on age of dog, but Believe me, it's well worth it. He's healthy and very happy :) :)
5

out of 5

POSTED: | BY: Heather

Very happy

My Frenchie had to have surgery to remove a foreign abject from her stomach and the cost was over 1200$ and we were paid back over $909
5

out of 5

POSTED: | BY: Kay

Nationwide is awesome to work with in a time of need. Thank you!

My Service Dog needed tooth surgery n while she was anesthetized she was to be spayed and hips radiographed for dysplasia for my mobility issues. She was able to go to my wonderful Veterinarian of my choice thanks to NATIONWIDE and their quick reimbursement. Thank you so much! I feel such support from you. ♥️☺
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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