Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,412

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Charles White

Best Pet Insurance EVER!

Your company is terrific
3

out of 5

POSTED: | BY: Nancy Wlostowski

Okay Insurance

I teter back and forth trying to decide if this insurance is worth it. Clifford’s last visit was for discharge from his penis and constant licking. He has never done this before. But it was not covered because again, we were told it was a pre existing condition. He has had allergic type occurances before, but never there. So I guess every time he has an itch or skin problem it’s not covered. I know this was in my contract that dermatology isn’t covered. Almost every other thing I have submitted, I have had to resubmit for one reason or another. For example, they wanted a copy of the prescription for Frontline Plus. There is no prescription for this! Plus dental. I could go on. We have to fight for every check we have gotten. We are keeping it for a while, but will re-evaluate this at the end of the year.
5

out of 5

POSTED: | BY: Jill Gitlin

Excellent Service

I've only had good experiences with Nationwide. Customer Service has always answered my concerns or questions, quickly and sufficiently.
5

out of 5

POSTED: | BY: Nancy Masino

Thanks!

Thanks for coming through for me when nerves were strained and finances were tight - but I needed to do everything I could to help my little one!
1

out of 5

POSTED: | BY: Gloria A

Mrs

Excellent coverage.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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