Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,408

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Cindy

I'm glad we got Nationwide Pet Insurance for our dog

We adopted a puppy (terrier mix) from a rescue. I researched online and decided to sign up for Nationwide on the Wellness Plan. Later on, we found out our dog had a condition that required expensive surgery. I submitted the claim and it took about 1+ month for review (after our deductible, submitting history record). Finally, we received news surgery is covered by our policy and we received reimbursement and are so relieved!
5

out of 5

POSTED: | BY: Barbara

Exceptional in every way!!!

Started out with VPI approximately 20 years ago. I now have both the dog & cat insured. I tell everyone, if you have pets get this insurance. The professionalism, caring, & knowledge are something which is very difficult to find now. Thanks
5

out of 5

POSTED: | BY: Laura Clinton

It is great to have pet insurance!

It has been a blessing to have pet insurance and it gives me peace of mind to know that I can get my dogs the care they need and it will not financially drain me.
5

out of 5

POSTED: | BY: Mary Ann

A Blessing

I have been a dog owner for many years but this is the first time I got insurance for my baby and it has been a wonderful experience so far. I highly recommend it.
5

out of 5

POSTED: | BY: Stacey Jefford

So Easy To File The Claim and Very Quick To Respond And Pay

Nationwide made it extremely easy to file our claim, they responded very quickly...and then paid the claim in a very timely manner. It was easy to do and their help took a big load off of our minds as we anxiously waited for the results from our dog's surgery.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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