Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,408

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Regina Crecco

Nationwide Pet has been very responsive

We are very happy with the help we have received with Otis during his most recent health issues. We have had pet insurance for Otis since he was a pup and we have always been very satisfied.
5

out of 5

POSTED: | BY: Shara Hoffman

Thank you

I just want to say Thank you! Its such a comfort knowing that Nationwide is there to help with vet bills. At times you don't expect things to happen with pets but just like humans there are emergencies that are unplanned. Recently I had to take my dog (my heart) Jackson to the ER Vet and was so grateful to get most of the money back from Nationwide. Thank you for making things a bit easier.
3

out of 5

POSTED: | BY: Brian Santiago

VPI WAS MUCH BETTER BEFORE NATIONWIDE TOOK OVER

Although Nationwide (formerly Vpi) helped out with the bills, the initially declined a couple claims for reasons that were not correct. Our pup had chronic diarrhea and they ran several tests including giardia. This was just just one of several test to triple out the problem. NATIONWIDE covers e. r. Visits, but cited this as not a covered visit because they don't cover Giardia. In other words they found 1/2 a reason to decline a whole claim. Same with her tooth. E. R visit for a broken tooth, main visit was for broken tooth, they just cleaned the rest of her teeth while she was under (Which I knew wasn't covered but I was paying for) and declined the whole e. R. Visit. I had to fight and explain to them to stop assuming as both visits were e. R. Visits. Vpi was never like this and they didn't have specific limits for each specific injury or situation. I miss them. :(
5

out of 5

POSTED: | BY: Kim

You guys are amazing!

Love! I am so happy we have you for our insurance.
5

out of 5

POSTED: | BY: Joanne Muscato

You’re crazy if you don’t have pet insurance

Nationwide has been a lifesaver since I decided to get it 3 years ago. I have 3 chihuahuas and this past month was unreal. All 3 had something major happen within days of each other, 2 required major surgery 2 of the bills were just about completely covered and one unfortunately is a 2nd surgery on the same area so pre existing but I’m still thankful for what was covered. Without this insurance I would have maxed out 3 credit cards. If only my insurance was so good

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

Get a quote today

Leave a review