Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,408

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Douglas G

Nationwide impressed me with their efficiency in dealing with my claim

Following a significant procedure to remove a benign oral mass, I was amazed at the rapid turnaround time for processing my claim. The funds were available through Chase very quickly and were deposited directly into my account. Thanks.
5

out of 5

POSTED: | BY: Patti Masiello

Nationwide Pet Insurance did what it said it would do for me.

I had VPI insurance for my dog for years and was happy. So when I got two new dogs, I got Nationwide and am very happy with them. I have not filed a claim in the 5 years I have had them until now. I was pleased at the explanation of benefits and Nationwide covered what they said they would. I will continue to tell others that it is worth it, even if just for the piece of mind and security. I never understand the criticisms of pet insurance and the not paying on a claim? You get a puppy from health tested parents, you feed them a species appropriate diet, use titers where appropriate, and you should have few problems. When you do have an illness, or an injury, pet insurance is there to take the sting out of it. That feeling of not worrying about if you should take your dog to the vet because of the cost, frees you up to focus on your pet and their care.
5

out of 5

POSTED: | BY: Colleen E

Simon's insurance

It is wonderful having the health plan for him. I know I can afford the best care to keep him healthy and any emergency care that I hope never happens
5

out of 5

POSTED: | BY: Shari Farber

Better than the rest

I changed from another provider and could not be happier. The overall experience has been great. Customer service is very helpful and response time on claims and payment is prompt.
5

out of 5

POSTED: | BY: Athena Adkisson

quick and full refund

Our little Champ rarely ever gets sick or has any issues, but when he stopped eating and started vomiting, we took him in immediately. He had contracted a stomach virus that required him to be hospitalized for treatment and fluids for several days. From our history with other pets that are insured through Nationwide, I felt confident in allowing Champ to receive the medical care that he needed to get him healthy again. He returned home from the vet completely recovered. We went from losing sleep from our worry, to being extremely relieved to see him come home and being back to normal. Nationwide provided a full reimbursement for the vet costs within just a week and a half of when I submitted the claim. It was yet another experience with Nationwide that makes us grateful for their coverage and gives us the confidence to ensure that our pets get the medical attention that they need, when they need it.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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