Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,410

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Andrew Sattee

Prompt, easy reimbursement!

Since we started, Nationwide has electronically credited our account with reimbursements, it couldn't be easier, and it's always prompt. Very satisfied customer.
5

out of 5

POSTED: | BY: Casandra Holbrook

Nationwide Insurance has been the best decision that we could have made for our girl!

We had to have ACL and partial meniscus surgery for our 4 year old Rottie the end of 2017. Nationwide has been great with handling those claims and others for her. We have had no issues whatsoever and they are very prompt in paying on claims once we meet our deductible. We are going on our second year with them. We are very happy with Nationwide so far.
5

out of 5

POSTED: | BY: Dina Goldberg

Best decision we've made was getting a Nationwide Pet Policy!

We adopted Kiko this last October and our friends said we should get pet insurance. I shopped around and found that Nationwide had the best coverage at a reasonable cost. Kiko had double ear infections that were resistant to treatment that required several trips to the Vet and medications. We quickly met our deductible. Without this insurance the cost of his treatment would have been close to $1000. About a month ago he ate two chicken skewers off the stove top. The trip to the emergency vet hospital was covered at a 100% since we had already met our deductible. Having Nationwide has saved us a couple thousand dollars and we have only had the insurance for about 4 months. Best decision we made was getting this policy!!
5

out of 5

POSTED: | BY: Stephanie

Quick turnaround

Thank you for the quick turnaround on my claim as well as the email to check up on the recovery of my little kitty. She’s doing great. I’m glad that I have the insurance so I’m never worried about taking my cats to the vet knowing that they’re covered.
5

out of 5

POSTED: | BY: Judy

Peace of Mind

Having the Nationwide coverage provides peace of mind for pet treatment. We have no hesitation in providing care for our poodle. Turnaround time is very fast—from sending claim form to receiving direct payment to our account. Very pleased with service!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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