Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,410

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Sue

So easy

Folks at Nationwide are so easy to work with. They are prompt, caring, and give full explanations. Thanks for the great service.
4

out of 5

POSTED: | BY: Stephen Lyke

Good coverage, some effort to collect

When signing up for insurance for a new puppy, we decided to include our older dog in spite of the greater expense to insure her. Later in the year, she suffered a scratched cornea that was not healing. It was good to feel confident that insurance would cover most of the several visits required to clear up the problem. Filling out, gathering and faxing forms and receipts, then arranging for a vet records review took some time and effort, but payment eventually came through as provided for by the policy.
5

out of 5

POSTED: | BY: Marilyn C

Lovemypepa

Treatment was very costly but I was so glad that I had the insurance to give me at least some of my money back
5

out of 5

POSTED: | BY: Allison Day

Grateful to Have Found You

My dad works for Nationwide which is how I found out about the pet insurance. I have had VPI for awhile and it was constantly frustrating. Your claims process is so simple and straightforward and I always get something back. It's made being a pet owner a senior so much better. I know I can give them both the care they deserve and might need. Thank you!
5

out of 5

POSTED: | BY: Anne Marie

Great service and response

Fast response to my claim with no hassle - would definitely recommend to everyone

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

Get a quote today

Leave a review