Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,410

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Jennifer Perry-Collins

Initiallly, I was annoyed that the first time I needed to utilize the insurance, medical records were requested.

As stated, I was annoyed that the first time I needed to utilize the insurance they required Medical records even though they take my payments. My Vet office is so accommodating that they have it set up that for any visit they submit a copy of our invoice directly to Nationwide to prevent any delays in the processing of any future claims.
5

out of 5

POSTED: | BY: Marie

Great service

I have had great service with this company. Previously I was with Trupanion and the rates went up dramatically when i tried to add a dog to the existing policy. Nationwide turned out to better price as a single dog.
5

out of 5

POSTED: | BY: Penny H

Wonderful

I just fond out that my dog has diabetes and he had to go and get all these different test . and the bills where a lot , but with the help of having Nationwide I was covered for all his medical bills.
5

out of 5

POSTED: | BY: Kaleen

Great Service From Nationwide

My dog ingested two whole moccasins (shoes). Endoscopy was required to remove the material from her stomach. I knew the vet bill was going to outrageous. Luckily, I have the major medical plan through Nationwide. They covered everything except my deductible. I was ecstatic. At first the monthly insurance payment seemed steep, but given these circumstances I find it well worth it.
5

out of 5

POSTED: | BY: Wendy

Nationwide is awesome

My dog had a growth taken off her nose and Nationwide covered almost her entire bill. I received a check in the mail about two weeks after I filed my claim.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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