Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,408

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Penny H

Wonderful

I just fond out that my dog has diabetes and he had to go and get all these different test . and the bills where a lot , but with the help of having Nationwide I was covered for all his medical bills.
5

out of 5

POSTED: | BY: Kaleen

Great Service From Nationwide

My dog ingested two whole moccasins (shoes). Endoscopy was required to remove the material from her stomach. I knew the vet bill was going to outrageous. Luckily, I have the major medical plan through Nationwide. They covered everything except my deductible. I was ecstatic. At first the monthly insurance payment seemed steep, but given these circumstances I find it well worth it.
5

out of 5

POSTED: | BY: Wendy

Nationwide is awesome

My dog had a growth taken off her nose and Nationwide covered almost her entire bill. I received a check in the mail about two weeks after I filed my claim.
5

out of 5

POSTED: | BY: Sue

So easy

Folks at Nationwide are so easy to work with. They are prompt, caring, and give full explanations. Thanks for the great service.
4

out of 5

POSTED: | BY: Stephen Lyke

Good coverage, some effort to collect

When signing up for insurance for a new puppy, we decided to include our older dog in spite of the greater expense to insure her. Later in the year, she suffered a scratched cornea that was not healing. It was good to feel confident that insurance would cover most of the several visits required to clear up the problem. Filling out, gathering and faxing forms and receipts, then arranging for a vet records review took some time and effort, but payment eventually came through as provided for by the policy.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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