Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,410

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Barbara Safford

Pet insurance is a great idea

This is my third dog with Nationwide. The new plan is even better than the previous ones. Like the online review for each claim. BTW, add Bernadoodle to your list of breeds, after all you do have Goldendoodle :-)
5

out of 5

POSTED: | BY: Richard Switzer

Covered what I expected.

My mini Dixie, Nittany, needed 21 teeth pulled and the insurance covered all the extractions except for the deductible. Definitely saved me some expense. I submitted the claim online and the response time was excellent. Glad I have it for Maggie Mae also because you never know what's going to happen.
1

out of 5

POSTED: | BY: Patrick

I miss VPI.

I am cancelling both dogs policies. I have been a member since VPI days, over 10 years. Time to find a new insurer.
5

out of 5

POSTED: | BY: Kristen Rieckert

Great coverage and easy reimbursement

I have had a policy with Nationwide for about 2 years and I absolutely love the Whole Pet with wellness coverage. It helps knowing tht in the event of something drastic happening to my dogs, they will be covered up to 90%
5

out of 5

POSTED: | BY: Carolyn

Wish I had you with my last Lhasa. Thank you!!!

You are great. Everyone should have you .

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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