Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,412

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Linda

Paying it Forward

I am giving an 8 NOT because I have anything bad to say. I have 3 other Doxies that have Nationwide, and now we have Annie. Annie was a rescue dog, around 12-15 months old, blind and never been to a vet. I wanted her checked out right away, shots, spay...the whole 9 yards. There is a 14 day waiting for the insurance to kick in, does not seem like a long time, but when you are bringing a recuse (from a bad situation) into your home with other fur-kids, you might be putting your other fur-kids at risk. I did not want to wait the 14 days, so Annie went to the vet and the bill was OOP and I will not see any of that back. Maybe for rescue dogs, forgo the 14 day waiting for your Primary Vet visit. It would be a relief for everyone and saves money in the long run if your rescue kids has something that could be passed onto your other kids. ***I LOVE the people here!! Love the Insurance Company and I am glad my 4 fur-kids have it!! It is worth the piece of mind that you do have it for them. ****
5

out of 5

POSTED: | BY: Carolyn Telesmanic

Great Insurance company!

Always a seamless, simple process to submit claims and receive reimbursement checks.
5

out of 5

POSTED: | BY: Jim pickett

Very satisfied with Nationwide.

Even though Molly is only 11 months old and the only claims submitted by my Vet. were for spaying and gastroplex procedure,and her Heartgard/Nexgard pills,but reimbursement was made within weeks. I made the mistake of discontinuing coverage on my last dog. Won't happen again. Nationwide has been great so far.
5

out of 5

POSTED: | BY: Sarah

A rue life saver

I have this insurance through my employer. I am so glad I signed up for it because it has been a true life saver! I do not have to worry about balancing vet bills into my budget. I never have to worry again about maybe one day having to make a tough choice between keeping my precious beagle alive with an expensive vet bill or getting behind of living expenses. I am truly appreciative for this service and recommend it to every pet owner I meet.
5

out of 5

POSTED: | BY: Priscilla

Thank you being sinsere and caring

It would be nice if Nationwide could lock in the monthly coverage I have now, instead of an increase once a year. Still love Nationwide

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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