Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,410

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Grayson Wagner

Takes care of my Dogs costs no question

Have medical and care plan. Has no problem receiving reimbusment for pet related costs. I am hard to please.
5

out of 5

POSTED: | BY: Lorna George

Peace of mind and very good coverage

I researched and compared several pet insurance providers before my new puppy came home. I chose Nationwide because it had a variety of options, and the Wellness option was important to me. I have been very pleased with the coverage and service received, and this gives me peace of mind . I have recommended Nationwide to my friends.
5

out of 5

POSTED: | BY: Sheri Gimigliano

I was hesitant but should have switched years before

I used to have PetPlan for my fur babies, but switched to Nationwide. I was hesitant to switch at first as I had been with Pet Plan for years but they were switching underwriters and the coverage/cost was changing. Nationwide has been amazing!!! My 5 year old chocolate lab had to have both ACL's replaced (months apart) and Nationwide reimbursed me 90% of the costs. Their customer service is outstanding and the services they offer are the same. I would recommend Nationwide to anyone with fur babies!
5

out of 5

POSTED: | BY: Daphne V

Simply the Best

I've had Nationwide (formerly VPI) for several years. Nationwide has even improved upon VPI. Their standards are clear, and they pay claims without hesitation. When one of my cats died, they sent me a condolence card, a gift card, and a refund, none of which I expected. Once, I called and told the rep. they were losing money on me, and he said Nationwide had this Insurance simply to help animals and their owners. Think about it: a company this huge, putting themselves out there, knowingly taking losses. Yet, it's a wonderful marketing campaign strategy for their company, to draw in customers for homeowners, auto, life, etc. The concept is brilliant, and I am so very thankful for this insurance. Oh, and I have friends who have Banfield, and they end up paying huge costs out of pocket. With Nationwide, once you pay your premium and meet the deductible, 90% of your costs are paid to you. I recommend this company to anyone with pets, especially new pets.
5

out of 5

POSTED: | BY: The insurance

I don’t know what I’d do if I didn’t have the insurance

The insurance helps so much and saves a lot of money in the long run. I don’t know what I would do without it! I highly recommend it and nationwide. The process is simple, quick and easy!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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