Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,408

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Ronald

Excellent coverage and fast claim process.

The claim process was easy and fast. The explanation of benefits very clear, and we got a very good coverage.
4

out of 5

POSTED: | BY: Eileen

thank you

we have had insurance for 6 years on my dog Mason. this was our first claim. the system was easy....just wish things took less time. many thanks
5

out of 5

POSTED: | BY: Jessica Best

Completely worth it!

I went back and forth about getting pet insurance. However what won me over was the convenience of having it payroll deducted. Then I learned about the benefits of coverage. Like 90% of a vet bill is refunded after you pay you deductible. I treat my dog as my fur child. She gets regular check ups, vaccinations and had to have surgery. I'm so glad I made the choice.
5

out of 5

POSTED: | BY: Cottle Sherry

Thank You Nationwide

I was ready to cancel my pet insurance with VPI after getting little to no benefits from it ...and then Nationwide took over & I’ve been reimbursed for a good portion of several recent vet emergencies! Finally! Thank You Nationwide!! You rock!
5

out of 5

POSTED: | BY: Matt

Reimbursement of veterinarian expenses couldn’t have gone better

My dog recently had surgery on his ACL. I was a little worried that Nationwide would give me a hard time about reimbursing me for my expenses. I was pleasantly surprised! No questions asked, Nationwide processed the claim and I was reimbursed per my insurance plan’s stipulations in less than a month! I am very satisfied with Nationwide and recommend Nationwide to anyone with a pet.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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