Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,412

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jen

Great service!

This insurance has been a life saver and so wonderful!
5

out of 5

POSTED: | BY: Dorothy Poick

I would and have referred friends to vpi I cant say how pleased i am with this service

Very pleased with the service vpi provides. It is a blessing to have this financial assistance
5

out of 5

POSTED: | BY: Janice Burstein

Great coverage!

I have been satisfied in how much this insurance has covered my dog. If I have any complaints it would be the fact that every year it goes up "alot" more. I understand that as I dog gets older its possible you will need more coverage. It just seems to jump up alot.
4

out of 5

POSTED: | BY: Bernadette E.

Proposed Rate Increase in Wellness Plan Leaves Bad Feelings

This is my 3rd dog insured through VPI and nationwide. Some weeks after renewing my policy, got letter in mail saying rates may go up for those in the Wellness plan. This is the most expensive policy you offer and you want to raise these rates?? You may be pricing yourselves out of customers. If rates go up, I may have to switch plans. You make the policy look very attractive to new customers but then want to raise rates after a year? The timeliness of notification of claim status is good but I just hope you don't price your policy out of reach for most people.
5

out of 5

POSTED: | BY: Meghan Williams

Good to have but not clear on what is covered. Disappointed in coverage.

Surprised on what is and what isn't covered for my dog. I feel like for the cost, not a lot is covered. Plus, I've hit my deductible and more reimbursement should be coming back to me. Takes a long time for claims to process.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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