Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,408

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Karmen

Great don’t believe all these others

I switched from a very popular plan when I found out it didn’t pay the vet?! Huh?? I had already had him in for an ear infection so we got a pre-existing condition. But they said they would review at 6 months. I called at 6 months to the day and they reviewed and within a week to maybe 10 days I can’t recall it was removed!! True to the word. I have been happy! We have visited vets in other states for dehydration from throwing up and not had any issues with coverage as expected.
5

out of 5

POSTED: | BY: Sandra Turner

Super fast and easy claim processing

Last September we found an abandoned kitten in our backyard and when we took her in and got her checked by our vet, our vet suggested pet insurance. After reviewing the different options out there we went with Nationwide - we couldn't be happier. It was very easy to file claims and they were processed fast. Big paws, er, thumbs up!
5

out of 5

POSTED: | BY: Denise Shugarts

Having Pet Insurance is a must for those who truly care about their pets.

I have had my pet insurance since my dog was a pup. She is still with me due to the pet insurance I have with Nationwide. You must have pet insurance for the pets you love.
5

out of 5

POSTED: | BY: Laura Gennity

if I could share one thing to a new Pet Parent...

You need this and you will NEVER be sorry. Our family uses Nationwide Pet Insurance and I can't imagine how I would have been able to make it through the bills otherwise. Thor, and his predecessors, have been carried on this Health Insurance and it has literally made the difference between life and death. That was without exaggeration. Thank you so much for Nationwide Pet Insurance!!
5

out of 5

POSTED: | BY: Angela M

Wonderful!

I have been nothing but please since purchasing pet insurance for our two dogs. Every experience has been awesome and we are so glad we went with Nationwide!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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