Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,410

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Becky

I have a happy puppy (and owner), because of her Pet Insurance

Puppies have a lot of appointment and pet Insurance has been so helpful. I don't have to wait until a pay period to take her to the vet, so convenient. Also, with my puppy Shadow being a rescue and not really knowing much about her, you really don't know what could surprise you. Nationwide Pet insurance really has given me a piece of mind.
5

out of 5

POSTED: | BY: Lisa O'Brien

Extremely happy!

I'm into my 2nd year with this insurance and have been extremely happy. I am happy how I can submit claims via email, get an EOB via email, get the notification that the funds are ready to accept etc. I love the ease of use and excellent, efficient and timely communication. Having a giant breed, any little issue can be expensive and this is certainly necessary .
5

out of 5

POSTED: | BY: Threasa Banks

Nationwide is GREAT Insurance for pets!

Nationwide was GREAT! Very easy to process claim and received a check in a few days. GREAT INSURANCE! Hassle free
5

out of 5

POSTED: | BY: Amy

Excellent

My little Abby had 14 teeth pulled. I was afraid she wouldn’t be able to eat but not a problem. Natonwide has been prompt and kind in paying the claim. Thank you for being part of our family!
5

out of 5

POSTED: | BY: Ray

Better than people insurance

After many health issues with our beagle, my wife and I came to the realization that it is much easier to submit and manage claims with Nationwide pet insurance than with our insurance for us. Terms and coverage are straightforward, and the peace of mind we have if anything goes wrong can't be replaced.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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