Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,408

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Leesa

Best Pet Insurance!

At the age of 6 months my boxer was diagnosed with pretty severe allergies. Luckily I had gotten him pet insurance through Nationwide when he was 4 months old on a recommendation from my sister. I got him the top tier coverage and it has been the best purchase ever. After meeting my deductible, Nationwide has paid all my claims quickly and fairly. Having to go to an allergy vet isn't cheap but Nationwide has covered everything. I have no problem taking my boxer as often as needed for his allergy issues, or just routine wellness/vaccines at my local vet. Having this coverage gives me peace of mind.
5

out of 5

POSTED: | BY: Emily Scneider

Peace of mind and such a quick reimbursement

I’ve been a Nationwide/VPI client for 13 years now. Recently I had use my insurance for more than routine visits and minor health issues. I’ve always been very impressed with the benefits; my second frenchie, Gabrielle recently required a surgery to stop her frequent bladder infections. I was reimbursed before her stitches were even out. I do a lot of research before I purchase many things and health insurance for my girls is no different. Nationwide offered me a plan that gave me peace of mind should a surgery ever be needed but also has a wellness rider that I included. I’ve called the vet hotline before, my service was excellent, every interaction I’ve had with this company has been top notch. I would highly recommend this company and regularly do to friends and associates.
5

out of 5

POSTED: | BY: Herbye Mitchell

Sam's Dental Visit

Sam's insurance paid for nearly all of his annual dental cleaning, care and follow up. Very nice for Sam's pet parents. Thanks!
5

out of 5

POSTED: | BY: Becky

I have a happy puppy (and owner), because of her Pet Insurance

Puppies have a lot of appointment and pet Insurance has been so helpful. I don't have to wait until a pay period to take her to the vet, so convenient. Also, with my puppy Shadow being a rescue and not really knowing much about her, you really don't know what could surprise you. Nationwide Pet insurance really has given me a piece of mind.
5

out of 5

POSTED: | BY: Lisa O'Brien

Extremely happy!

I'm into my 2nd year with this insurance and have been extremely happy. I am happy how I can submit claims via email, get an EOB via email, get the notification that the funds are ready to accept etc. I love the ease of use and excellent, efficient and timely communication. Having a giant breed, any little issue can be expensive and this is certainly necessary .

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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